Best Egg supplies unsecured on-line private loans via Cross River Financial institution, an FDIC member chartered in New Jersey. Getting a payday loan with Verify Into Cash was quick and easy. Compare loans for debt consolidation and study your options for consolidating debt. One advantage of a line of credit score is you can make minimal payments. Moreover, applicants no matter their credit standing and financial background can apply for these loans. Payday loans are advances towards direct deposit paychecks.